Tag Archives: Texas

Could I Lose My Student Loans for a Drug Conviction?

There are multiple consequences you could face if you are convicted of drug possession in Texas or other states. Depending on the nature of the charges and other factors, you could have a more difficult time securing employment or housing. You could face time in jail or prison. Many people may not be aware that you can also lose access to federal student loans or grants for a drug conviction. You can lose eligibility for federal student loans for drug crimes, such as intent to sell or possession. However, there is a catch to this rule. In order to lose eligibility, the crime must have been committed while you were still receiving federal student aid. A hypothetical scenario can explain this rule further. Let’s say, for instance, that you were arrested and charged with possession of marijuana in February, while you were enrolled in college courses and receiving federal student…
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Can I Rebuild My Credit After Bankruptcy?

Some people believe that filing for bankruptcy can permanently destroy your creditworthiness. However, this is not true. Your credit scores are not permanent. While a record of the bankruptcy will remain on your credit report (for seven to ten years after the file date), you can start to improve your scores after filing. Pull your credit reports. The information in your credit reports is used to determine your credit scores. You can pull your three credit reports for free once per year by using annualcreditreport.com. Dispute any errors on your reports for a quick credit boost. Keep a close eye on your reports as you improve your credit. Make payments on time. Payment history is a major factor for determining your credit scores. Late payments on any remaining debt obligations will hurt your credit worthiness. Timely payments will improve your credit. Be responsible with credit. You may be able to…
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What Are Alternatives to Incarceration in Texas?

Sentencing for a criminal conviction does not always mean you will have to serve time in jail or prison. There may be community supervision options that allow you to avoid a period of incarceration. Multiple factors could determine whether you are eligible for these options. Alternatives to incarceration in Texas include: Deferred adjudication. You will be required to meet the terms outlined by the court. Once these terms are completed, the charges against you are dismissed. The charges and arrest would still appear on your record. However, you may try to see if you can have the record sealed. This community supervision option may be possible if you are a first-time offender. Probation. This is another standard community supervision option in Texas. You will be required to meet the terms of your probation, such as drug testing or visits with the probation officer. Unlike deferred adjudication, there is a record…
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