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Stop Home Foreclosure

Stop Home Foreclosure | Denton County TX Bankruptcy Lawyers   

Is Your Home Under Threat of Foreclosure? Talk to a Houston Attorney

Is your house "underwater" ― meaning that you owe more on the mortgage than the house would sell for in today's market? Do you wonder if you can "cram down" your car loan if the balance due on your car loan is more than the car is worth?

Discuss your financial situation with an experienced bankruptcy law attorney at the law offices of Julian, Crowder & Shuster, P.C. Contact the law firm to schedule a consultation and learn how you may be able to stop foreclosure on your home and tackle other debt problems at the same time.

Chapter 7 Bankruptcy: Stop Home Foreclosure and Buy Yourself Time

Filing Chapter 7 bankruptcy triggers an automatic stay and puts all collection efforts on hold.

Some people may need to leave their home eventually if mortgage payments have become unmanageable, but the automatic stay can buy time. During the bankruptcy process, the mortgagee will be able to remain in the home payment-free. This cushion of time and temporary financial relief is the break that many people need to get affairs in order before surrendering the home.

Chapter 13 Bankruptcy: Stop Home Foreclosure and Keep Your House

This is just one scenario that illustrates how a bankruptcy lawyer can help a homeowner avoid foreclosure. Many other consumers are able to keep their homes through debt restructuring in a Chapter 13 bankruptcy.

Schedule a face-to-face initial consultation by calling 972.315.6222 or send us an e-mail at the Denton County law offices of Julian, Crowder & Shuster, P.C. Learn about the bankruptcy means test used to determine whether you qualify for Chapter 7 or Chapter 13 bankruptcy. Talk to our bankruptcy lawyers about how life after bankruptcy will most likely unfold, and discuss steps you can take to improve your credit once the bankruptcy is final.

Our debt relief attorneys in Lewisville, Texas, stay current with the latest developments in the mortgage and foreclosure crisis that has swept our country. Congress is considering a law that would allow a judge to reduce interest rates, for example. Learn how this and other new developments in the law may affect your attempts to stop foreclosure or file bankruptcy.

Learn how you can stop foreclosure and tackle your mortgage problem head-on through Chapter 7 bankruptcy, Chapter 13 bankruptcy or bankruptcy alternatives such as refinancing your mortgage. Call 972.315.6222 to arrange for a free initial consultation to discuss your legal question with experienced bankruptcy lawyers who will aggressively represent your rights.

We are a debt relief agency. We help people file for debt relief under the U.S. Bankruptcy Code.