Debt Settlement Lawyers | Lewisville Texas
For Debt Settlement Negotiations and Agreements, Contact Julian, Crowder & Shuster, P.C.
Some people who find themselves in over their heads in debt have compelling reasons to believe that bankruptcy is not appropriate for them. Perhaps too many exemptions apply in their particular circumstances. For such people, direct negotiations with a lawyer's assistance may result in a satisfactory debt settlement. The creditor may agree to lower the amount owed, reduce or eliminate interest, and/or lower payments over a period of time.
To discuss bankruptcy alternatives such as an attorney's negotiation of a settlement with one or more creditors, schedule a free, face-to-face initial consultation at the law offices of Julian, Crowder & Shuster, P.C., in Lewisville, Texas. Send us an e-mail or call 972.315.6222 to schedule a meeting with a Denton County lawyer. We will ask you to bring documentation of all debts with you to the first meeting.
Stop harassing phone calls from a creditor whose bill you cannot pay in full. Perhaps you have a long list of creditors to deal with. Your lawyer at Julian, Crowder & Shuster can send each one a letter notifying them of our representation, just as if you were filing bankruptcy. According to the Texas Fair Debt Collection Practices Act, once you retain an attorney and the creditors are notified of that fact, they are not allowed to contact you directly. All communications must go through the lawyer.
Working with a lawyer may give you more leverage and indicate to the creditor that you have considered bankruptcy as an option. Creditors are often willing to deal in order to recover some of what they invested by lending money. At the conclusion of debt settlement negotiations, you may end up with documentation from creditors verifying a reduction in the total amount owed.
Beware of commercial debt settlement companies that ask you to pay them for information and assistance while you stop paying your creditors. Many of them are scam operations looking to take your money and do nothing on your behalf. An attorney is bound by ethical rules and will help you legally pursue a favorable debt settlement agreement.
Our past successes on behalf of other clients facing insurmountable debts demonstrate that our skills with debt settlement negotiations can bring about a viable alternative to bankruptcy. Ask about how the Fair Debt Collection Practices Act (FDCPA) or the Texas Fair Debt Collection Practices Act can apply in your case.
Settle your debts legally and affordably through debt settlement negotiations. Call 972.315.6222 to arrange a free initial consultation to discuss your financial circumstances and related legal questions with bankruptcy lawyers who know how to think outside the box.
We are a debt relief agency. We help people file for debt relief under the U.S. Bankruptcy Code.
