Jump to Navigation
Chapter 7 Bankruptcy

Chapter 7 Bankruptcy Attorneys Lewisville, TX 

A successful filing of chapter 7 bankruptcy will stop creditor calls and discharge you from any further obligation of having to pay that debt back. David Shuster is an experienced bankruptcy lawyer who can answer your questions regarding chapter 7 bankruptcy and chapter 13 bankruptcy in a free, face-to-face initial consultation. Send us an e-mail.

Call an experienced Lewisville bankruptcy attorney: 972.315.6222.

If you are in debt from credit cards or medical bills or have debt related to a business venture, or any other consumer debt, you may be entitled to have a fresh start without paying back any money to any creditors. The Federal Bankruptcy Laws entitle you to declare bankruptcy, stopping the creditor harassment immediately and getting the debt relief and new beginning you deserve.

Questions that clients ask include:

  • How do I qualify for chapter 7?
  • How do I calculate my necessary expenses?
  • How can I get my credit rating back up?
  • Can you save my house from foreclosure?

Take the example of a client who is part of a three-member household with two wage-earners. The income for this family is $90,000. The median income in Texas to qualify for a chapter 7 bankruptcy is $53,000. Now we take into account two car payments, payment on secured debt, house payments, health care, day care and several other items that bring the income level down to well below $53,000. This consumer may qualify for a chapter 7 bankruptcy.

Will I have to give up my house and other personal property?

No. Texas and Federal Statutes allow you to keep your house, a car for every licensed driver in your house, and in the typical case, all of your personal property and household goods. An example of property that may need to be sold to pay creditors may be an extra car, motorcycle, or boat if it does not fit into an allowed exemption. Bankruptcy FAQs offers answers to our clients' most frequently asked questions.

Bankruptcy laws in the United States were designed to help people get out from under debt. Take advantage of the Federal Laws designed to protect you and to give you a fresh start.

Call Julian, Shuster & Crowder, P.C., at 972.315.6222 to arrange for a face-to-face free case evaluation to get back on the right track.

We are a debt relief agency. We help people file for debt relief under the U.S. Bankruptcy Code.